Last updated: February 2026
These terms govern your use of this website. By accessing or using the website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use the website.
This website is operated by Al Miller, Financial Communication Specialist, based in Gibraltar. It provides information about professional writing and communication services for FCA-authorised financial advisers, wealth managers, and related regulated firms.
This website provides information about the communication services I offer to financial advisory firms. It includes sample resource packs that demonstrate the quality and approach of my work.
Nothing on this website constitutes financial advice, investment advice, tax advice, or any form of personal recommendation. I am not authorised or regulated by the Financial Conduct Authority. I do not provide investment advice, approve financial promotions, or act in any regulated capacity.
The sample resource packs available for download are evaluation copies provided to demonstrate quality and approach. They contain general information and are not intended for distribution to retail clients in their sample form. All regulatory responsibility for the approval and use of materials rests with the commissioning firm as the authorised person.
All content on this website, including text, layout, graphics, and downloadable documents, is owned by Al Miller unless otherwise stated. This content is protected by copyright and other intellectual property rights.
You may download sample resource packs for the purpose of evaluating my services. You may not reproduce, distribute, modify, or use any content from this website for commercial purposes without written permission.
The sample resource packs are provided for evaluation only. They carry an evaluation copy notice and are not licensed for use with clients, distribution as marketing materials, or any commercial purpose other than assessing whether to commission bespoke work.
I make reasonable efforts to ensure the information on this website is accurate and up to date. However, I do not warrant that the content is complete, accurate, or current at all times.
Where sample resource packs reference financial data, market figures, or research findings, these were accurate at the time of writing and sourced from the publications cited. Market conditions, regulations, and research findings change over time, and the figures quoted may no longer be current.
Nothing on this website should be relied upon as a substitute for professional financial, legal, or tax advice.
You agree to use this website lawfully and in a way that does not infringe the rights of others or restrict their use and enjoyment of the site.
You agree not to misuse the website by knowingly introducing viruses, trojans, worms, or other malicious software. You agree not to attempt to gain unauthorised access to the website, its servers, or any connected databases. You agree not to use automated tools to scrape, copy, or extract content from the website.
This website may contain links to third-party websites for your convenience and information. I do not control those websites and am not responsible for their content, privacy practices, or availability. A link to a third-party website does not constitute an endorsement of that site or its content.
To the fullest extent permitted by law, I accept no liability for any loss or damage arising from your use of this website or your reliance on any information contained on it.
This includes, without limitation, any direct, indirect, incidental, consequential, or special losses, whether arising in contract, tort, negligence, breach of statutory duty, or otherwise.
Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.
I aim to keep the website available at all times but do not guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, updates, or circumstances beyond my control. I accept no liability for any loss arising from the website being temporarily unavailable.
These terms are governed by the laws of Gibraltar. Any dispute arising from or in connection with these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Gibraltar.
If you are a consumer, nothing in these terms affects your statutory rights under the Consumer Rights Act 2015 or any other consumer protection legislation.
I may update these terms from time to time. The current version will always be available on this page with the date of the most recent update shown at the top. Continued use of the website after changes are published constitutes acceptance of the revised terms.
If you have any questions about these terms of use, please contact:
Al Miller
Financial Communication Specialist
Forbes Building, Devil’s Tower Road, Gibraltar
Email: info@almillerfcs.com
Telephone: +350 5600 4546
